{"id":20942,"date":"2024-06-26T11:25:47","date_gmt":"2024-06-26T15:25:47","guid":{"rendered":"https:\/\/www.yorku.ca\/glendon\/international-students\/learn-about-your-health-plan-at-glendon\/"},"modified":"2024-06-26T11:48:02","modified_gmt":"2024-06-26T15:48:02","slug":"learn-about-your-health-plan-at-glendon","status":"publish","type":"page","link":"https:\/\/www.yorku.ca\/glendon\/international-students\/learn-about-your-health-plan-at-glendon\/?lang=fr","title":{"rendered":"En savoir plus sur votre r\u00e9gime d'assurance maladie \u00e0 Glendon"},"content":{"rendered":"\n<p>Il existe deux types de r\u00e9gimes qui constituent votre couverture m\u00e9dicale : Le r\u00e9gime de base et le r\u00e9gime compl\u00e9mentaire. Votre r\u00e9gime de base, en tant qu'\u00e9tudiant.e international.e est g\u00e9r\u00e9 par le <strong>RAMU<\/strong> (R\u00e9gime d'assurance maladie universitaire) et votre r\u00e9gime compl\u00e9mentaire est administr\u00e9 par votre association \u00e9tudiante, la F\u00e9d\u00e9ration des \u00e9tudiants de York (<strong>FEY<\/strong>).\u202f&nbsp;<\/p>\n\n\n\n<p>Pour en savoir plus sur le plan de sant\u00e9 de FEY, veuillez consulter le site : <a href=\"https:\/\/www.yfs.ca\/healthplan\" target=\"_blank\" rel=\"noreferrer noopener\">YFS Health &amp; Dental<\/a>.&nbsp;<\/p>\n\n\n\n<p><strong>Le r\u00e9gime d'assurance maladie universitaire (RAMU)<\/strong>\u202f&nbsp;<\/p>\n\n\n\n<p>Le RAMU est un r\u00e9gime d'assurance maladie <strong>obligatoire <\/strong>qui offre \u00e0 tous les \u00e9tudiant.e.s internationaux et en \u00e9change admissibles une assurance maladie abordable.\u202f Vous serez automatiquement inscrit.e et les frais du RAMU seront factur\u00e9s directement sur votre compte \u00e9tudiant.\u202f <strong>Vous ne pourrez pas vous d\u00e9sister de cette assurance, m\u00eame si vous avez souscrit une assurance m\u00e9dicale internationale dans votre pays d\u2019origine.<\/strong>\u202f&nbsp;<\/p>\n\n\n\n<p>Votre couverture d\u00e9butera le 1er septembre. Si vous arrivez plus t\u00f4t, votre couverture d\u00e9butera automatiquement le 10 ao\u00fbt. Toutefois, veuillez noter que cette couverture ne sera pas aussi compl\u00e8te avant le 1er septembre.&nbsp;<\/p>\n\n\n\n<p>Pour plus d'informations sur le RAMU, veuillez consulter le site : <a href=\"https:\/\/yorkinternational.yorku.ca\/uhip\/\" target=\"_blank\" rel=\"noreferrer noopener\">R\u00e9gime d'assurance maladie universitaire (RAMU)<\/a>.<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">FAQ<\/h2>\n\n\n<style>.kt-accordion-id_c4aaa6-1d .kt-accordion-inner-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:8px;}.kt-accordion-id_c4aaa6-1d .kt-accordion-panel-inner{border-top-width:0px;border-right-width:1px;border-bottom-width:1px;border-left-width:1px;border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kt-accordion-id_c4aaa6-1d .wp-block-kadence-pane 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.kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id_c4aaa6-1d:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:hover .kt-blocks-accordion-icon-trigger:before, body:not(.hide-focus-outline) .kt-accordion-id_c4aaa6-1d:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion--visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id_c4aaa6-1d:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:#444444;}.kt-accordion-id_c4aaa6-1d:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( 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.kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:after, body:not(.hide-focus-outline) .kt-accordion-id_c4aaa6-1d:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header:focus-visible .kt-blocks-accordion-icon-trigger:before{background:#eeeeee;}.kt-accordion-id_c4aaa6-1d .kt-accordion-header-wrap .kt-blocks-accordion-header:focus-visible, .kt-accordion-id_c4aaa6-1d .kt-accordion-header-wrap .kt-blocks-accordion-header.kt-accordion-panel-active{color:#ffffff;background:#444444;border-top-color:#444444;border-right-color:#444444;border-bottom-color:#444444;border-left-color:#444444;}.kt-accordion-id_c4aaa6-1d:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id_c4aaa6-1d:not( .kt-accodion-icon-style-basiccircle ):not( .kt-accodion-icon-style-xclosecircle ):not( .kt-accodion-icon-style-arrowcircle ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:#ffffff;}.kt-accordion-id_c4aaa6-1d:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger{background:#ffffff;}.kt-accordion-id_c4aaa6-1d:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:after, .kt-accordion-id_c4aaa6-1d:not( .kt-accodion-icon-style-basic ):not( .kt-accodion-icon-style-xclose ):not( .kt-accodion-icon-style-arrow ) .kt-blocks-accordion-header.kt-accordion-panel-active .kt-blocks-accordion-icon-trigger:before{background:#444444;}@media all and (max-width: 767px){.kt-accordion-id_c4aaa6-1d .kt-accordion-inner-wrap{display:block;}.kt-accordion-id_c4aaa6-1d .kt-accordion-inner-wrap .kt-accordion-pane:not(:first-child){margin-top:8px;}}<\/style>\n<div class=\"wp-block-kadence-accordion alignnone\"><div class=\"kt-accordion-wrap kt-accordion-wrap kt-accordion-id_c4aaa6-1d kt-accordion-has-6-panes kt-active-pane-0 kt-accordion-block kt-pane-header-alignment-left kt-accodion-icon-style-arrow kt-accodion-icon-side-right\" style=\"max-width:none\"><div class=\"kt-accordion-inner-wrap\" data-allow-multiple-open=\"true\" data-start-open=\"none\">\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-4 kt-pane_dfbbe1-7e\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Qu'est-ce qui est couvert par le RAMU ?  <\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Ce que couvre le RAMU : Le RAMU couvre les frais m\u00e9dicaux de base tels que les visites chez le m\u00e9decin, les urgences, les analyses de laboratoire, etc. En g\u00e9n\u00e9ral, si vous vous rendez dans une clinique, un h\u00f4pital ou un laboratoire, les frais sont couverts par le RAMU. Veuillez noter que certaines exceptions s'appliquent - par exemple, les notes du m\u00e9decin ne sont pas couvertes par le RAMU et constituent des frais \u00e0 d\u00e9bourser.&nbsp;<\/p>\n\n\n\n<p>Ce que le RAMU ne couvre pas : Le RAMU ne couvre pas les m\u00e9dicaments sur ordonnance, les frais de dentiste, les lunettes ou les lentilles de contact, la physioth\u00e9rapie, la massoth\u00e9rapie, les psychologues, les th\u00e9rapeutes, etc. Ces frais m\u00e9dicaux sont couverts par votre r\u00e9gime d'assurance-maladie compl\u00e9mentaire, qui est administr\u00e9 par votre association \u00e9tudiante.&nbsp;<\/p>\n\n\n\n<p> <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-5 kt-pane_4853f7-2f\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Comment puis-je r\u00e9cup\u00e9rer ma carte du RAMU ?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Pour r\u00e9cup\u00e9rer votre carte du RAMU, v\u00e9rifiez votre courriel <strong>@my.yorku.ca.<\/strong> Vous recevrez un courriel de bienvenue de Cowan\/Manulife contenant des instructions sur la fa\u00e7on d'acc\u00e9der \u00e0 votre carte du RAMU et des renseignements d\u00e9taill\u00e9s sur votre couverture du RAMU.&nbsp;<\/p>\n\n\n\n<p>Si vous ne voyez pas le courriel contenant votre carte RAMU, v\u00e9rifiez votre compte \u00e9tudiant pour savoir si vous \u00eates couvert par le RAMU.&nbsp;<\/p>\n\n\n\n<p>Si votre compte \u00e9tudiant indique les frais du RAMU sous la description (p. ex. RAMU2324), cela signifie que vous devriez \u00eatre couvert par le RAMU. Dans ce cas, obtenez votre carte du RAMU en vous inscrivant sur le site Web de Cowan. Si l'on vous demande votre num\u00e9ro de membre et votre num\u00e9ro de police, voici ce qu'il faut faire : Le num\u00e9ro de membre est YU plus votre num\u00e9ro d'\u00e9tudiant (p. ex. YU123456789) et le num\u00e9ro de police est 150150.&nbsp;<\/p>\n\n\n\n<p> <\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-kadence-pane kt-accordion-pane kt-accordion-pane-6 kt-pane_9a66cf-55\"><div class=\"kt-accordion-header-wrap\"><button class=\"kt-blocks-accordion-header kt-acccordion-button-label-show\"><span class=\"kt-blocks-accordion-title-wrap\"><span class=\"kt-blocks-accordion-title\">Comment puis-je pr\u00e9senter une demande de remboursement ?<\/span><\/span><span class=\"kt-blocks-accordion-icon-trigger\"><\/span><\/button><\/div><div class=\"kt-accordion-panel kt-accordion-panel-hidden\"><div class=\"kt-accordion-panel-inner\">\n<p>Si vous avez consult\u00e9 un prestataire non pr\u00e9f\u00e9rentiel, vous pouvez d\u00e9poser une demande de remboursement des honoraires du m\u00e9decin dans les 12 mois suivant la visite \u00e0 la clinique, \u00e0 l'h\u00f4pital ou au laboratoire, si vous avez encore le re\u00e7u. Le formulaire de demande de remboursement est disponible <a href=\"https:\/\/uhip.ca\/wp-content\/uploads\/2022\/08\/UHIP-Claim-Form-aGL5728E-E_0722.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">ici<\/a>.\u202f En utilisant votre adresse \u00e9lectronique yorku, vous pouvez soumettre des copies scann\u00e9es ou des photographies du formulaire de demande et des factures\/re\u00e7us qui l'accompagnent via <a href=\"https:\/\/clients.cowangroup.ca\/clients\/content\/login\/login.cfm\" target=\"_blank\" rel=\"noreferrer noopener\">le portail s\u00e9curis\u00e9 en ligne de Cowan.<\/a>&nbsp;<\/p>\n\n\n\n<p>Veuillez noter qu'il est possible que vous ne soyez pas rembours\u00e9 \u00e0 100 %. En effet, il y a une limite au montant que Manuvie peut vous rembourser. Si la clinique, l'h\u00f4pital ou le laboratoire a factur\u00e9 un montant sup\u00e9rieur \u00e0 cette limite, il se peut que vous ayez \u00e0 d\u00e9bourser de l'argent.&nbsp;<\/p>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"mb-3 wp-block-heading\">Contactez-nous<\/h2>\n\n\n\n<div class=\"wp-block-columns contact-block is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p><i class=\"fas fa-envelope\"><\/i> <a href=\"uhip@yorku.ca\">uhip@yorku.ca<\/a><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Il existe deux types de r\u00e9gimes qui constituent votre couverture m\u00e9dicale : Le r\u00e9gime de base et le r\u00e9gime compl\u00e9mentaire. Votre r\u00e9gime de base, en tant qu'\u00e9tudiant.e international.e est g\u00e9r\u00e9 par le RAMU (R\u00e9gime d'assurance maladie universitaire) et votre r\u00e9gime compl\u00e9mentaire est administr\u00e9 par votre association \u00e9tudiante, la F\u00e9d\u00e9ration des \u00e9tudiants de York (FEY).\u202f&nbsp; Pour [&hellip;]<\/p>\n","protected":false},"author":1515,"featured_media":0,"parent":10477,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","footnotes":""},"tags":[],"class_list":["post-20942","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>En savoir plus sur votre r\u00e9gime d&#039;assurance maladie \u00e0 Glendon | Glendon Campus<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.yorku.ca\/glendon\/international-students\/learn-about-your-health-plan-at-glendon\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"En savoir plus sur votre r\u00e9gime d&#039;assurance maladie \u00e0 Glendon | Glendon Campus\" \/>\n<meta property=\"og:description\" content=\"Il existe deux types de r\u00e9gimes qui constituent votre couverture m\u00e9dicale : Le r\u00e9gime de base et le r\u00e9gime compl\u00e9mentaire. Votre r\u00e9gime de base, en tant qu&#039;\u00e9tudiant.e international.e est g\u00e9r\u00e9 par le RAMU (R\u00e9gime d&#039;assurance maladie universitaire) et votre r\u00e9gime compl\u00e9mentaire est administr\u00e9 par votre association \u00e9tudiante, la F\u00e9d\u00e9ration des \u00e9tudiants de York (FEY).\u202f&nbsp; Pour [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.yorku.ca\/glendon\/international-students\/learn-about-your-health-plan-at-glendon\/?lang=fr\" \/>\n<meta property=\"og:site_name\" content=\"Glendon Campus\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GlendonCampus\/\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-26T15:48:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.yorku.ca\/glendon\/wp-content\/uploads\/sites\/508\/2021\/10\/glendon-campus-Glendon-Overall_Aerial-3.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1642\" \/>\n\t<meta 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